LIGON CAPITAL
The Ligon Group's - Ligon Capital Division has excellent opportunities for investors and real estate professionals
LOANS - LENDING - FUNDING
Ligon Capital is a Investor partnership division of The Ligon Group. The Ligon Group is a full service Real Estate Firm and we are always looking to work with like minded entrepreneurs and business professionals.
Contact our offices today to discuss joint venture and investment partnership options with our firm or select a link below for more information.
LIGON CAPITAL'S PROGRAMS
Select a program for more information.
A STABBL loan is a type of Hard Money Loan or Brodge Loan also known as a a STABBL Loan. S.T.A.B.B.L. is an acronym for: Short - Term - Asset - Backed - Bridge - Loan. If You Are interested In a Creative Investment Opportunity with The Ligon Group, Click the Link Above.
S.T.A.B.B.L. is an acronym for: Short - Term - Asset - Backed - Bridge - Loan. (STABBL). A STABBL loan is a type of Bridge Loan or Short Term Financing also known as a Hard Money loan. Click the image to learn more about STABBL loans as an Applicant for STABBL.
S.A.A.F. is an acronym for: Same Day - Available - Asset Backed - Flash Funds. (SAAF). SAAF Funding is a type of funding known as, Transactional Funding or ABC Funding. Click the image to learn more about SAAF Funding.
WHAT IS HARD MONEY?
Hard money loans are loans that are secured by real property. You may also hear them referred to as bridge loans, short term financing loans or STABBL "short-term bridge loans. These loans are primarily used in real estate transactions, with the lender being a trusted Company or individual and not a traditional bank.
HOW DOES HARD MONEY WORK?
Hard money loans are loans typically sought after by real estate investors, rehabbers and house flippers. These loans are based primarily on the value of a property and not the creditworthiness of the borrower. The property purchased is used as collateral for the hard money loan.
BENEFITS OF A HARD MONEY LOAN
There are several advantages of using hard money with real estate transactions.
Here are 3 advantages of using a hard money loan.
Options: When dealing with hard money lenders, you are normally in a position to speak with an actual decision maker. Unlike a bank where you're only dealing with a representative. This affords you some unique options when discussing terms and conditions. In some instances you may be able to adjust some of the loan options.
Speed: Since hard money lenders are not bond by the same rules and regulations as banks, turn around times are much faster. Hard money lenders focus on the subject property more than on the individuals financial situation or creditworthiness. This means potential approvals can be made super fast, which can assist the borrower in securing an asset faster than with traditional financing.
Approvals: Since a hard money loan is backed by actual real estate, the approval of the individual is not required like it is at a traditional bank. So even if you have weak credit, you can still get a hard money loan on a property for your project. Hard money lenders invest in real assets not individuals.
HARD MONEY & STABBL
Hard money loans can be an excellent way to secure a real estate investment. Real estate investors, house flippers, developers and rehabbers use hard money loans because it’s a quick and easy way to secure financing. Compared to a conventional loan, the interest rates are higher, but the higher rate is offset by the fact that the borrower can access the funds much faster and the loan is based primarily on the asset being purchased rather than the borrower's personal approval or credit. When looking for a hard money lender, ensure you find a reputable company with a long and trustworthy track record in the industry like the Ligon Group.
Investing involves risk, including loss of principal. Past performance does not guarantee or indicate future results. Any historical returns, expected returns, or probability projections may not reflect actual future performance. While the data we use from third parties is believed to be reliable, we cannot ensure the accuracy or completeness of data provided by investors or other third parties. Neither Ligon Capital nor any of its affiliates provide tax advice and do not represent in any manner that the outcomes described herein will result in any particular tax consequence. Offers to sell, or solicitations of offers to buy, any security can only be made through official offering documents that contain important information about investment objectives, risks, fees and expenses. Prospective investors should consult with a tax or legal adviser before making any investment decision. Visit our Disclosure page for additional information.